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We really like Citi Simplicity because of its super-long 21-month 0% intro APR, lack of late fees and $0 annual fee.

Citi Diamond Preferred Card Similar to Citi Simplicity, the Citi Diamond Preferred Card (a Next Advisor advertiser) features a spectacular 21-month 0% intro APR on balance transfers and purchases.

You do need excellent credit to qualify for the card, so if you’re not necessarily in that range check out one of the cards listed below that only require good credit.

Chase Slate If you’re worried about paying a fee to move your balance from your current card(s) to a new card, worry no more.

Take a look at our free Balance Transfer Calculator to see whether this card will work best for your needs.